I walk into a coffee shop and I see a sign marketing a $10 lunch special. I thought to myself, “$10? Really? Just a few more dollars and I have a dinner.”
The $10 lunch special includes with your choice of salad or sandwich, one piece of fruit, and one bottle of water.
You are more than welcome to purchase your $10 lunch special but let’s put it into perspective. If you spend $10 on the lunch special at least three times a week for the entire year you are spending $1,440 (not including taxes) and this is not including your morning coffee.
With $1,440 you can open a Roth IRA or IRA account or pay off your student loans.
Think twice before purchasing your $10 lunch special because being financially savvy starts with a financial attitude of not spending on useless expenses.
Personal finance & entrepreneur educator and blogger. Follow Mr. J on social media @MrJRealTalk