 Money comes and goes, but what it does not do is grow on trees. Therefore, you cannot hope that when you spend money on foolish items that money will magically appear to supplement your bad spending habits Read more https://community.saltmoney.org/community/manage-money/blog/2017/01/19/how-i-make-my-money-grow Mr. JPersonal finance & entrepreneur educator and blogger. Follow Mr. J on social media @MrJRealTalk
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As 2016 comes to a close start preparing your 2017 goals. Whether you achieved your 2016 goals don't let it get to you. 2017 will be a fresh new start with brand new ideas, people, and mindset. Before writing your 2017 goals follow the HAR&D Mindset pillars to help you achieve your goals. Once you have your mindset ready start writing down your goals. Economic Pillar: Hustle Goal Pillar: Ambition Process Pillar: Respect Fuel Pillar: Determination https://magic.piktochart.com/output/19086854-2017-goals  Mr. JPersonal finance & entrepreneur educator and blogger. Follow Mr. J on social media @MrJRealTalk June 2006 is the time I stepped foot into a HARD (Hustle, Ambition, Respect, & Determined) Lifestyle as a college freshman at Northeastern Illinois University. Each acronym of HARD Mindset represents my code of work ethic that I’ve upheld since 2006. The system has helped me graduate from college, graduate school, begin businesses, and get me through the hard times. This past April I had the opportunity to speak at my Alma Mater, Northeastern Illinois University about my journey as an undergraduate and how I’ve accomplished my goals over the past years. The moment was ever more special because it was one month away from my ten year anniversary as a freshman undergraduate. Over the past decade, I’ve accomplished goals that wouldn’t have been possible if I did not apply a work ethic, HARD. Hustle There is nothing sweeter in life than obtaining something you worked hard especially after the potential seemed impossible because of circumstances. I did no have an ACT score higher than 16, of which I took three times, and because of my low score, my chances of graduating from college in four years were slim. I had to work extra hard, meet with tutors and put faith in myself. As Don Zimmer said, “what you lack in talent can be made up with desire, hustle, and giving 110% all the time.” My commit to the hustle got me through college in four years. Ambition People have ambition, but sometimes it lacks direction or a goal. Some people are ambitious to get home right after work and watch television until their eyes shut. Others are ambitious to reach financial success. But learning to control one’s ambition is important. Having too little ambition can lead to a mediocre life with no meaning. Too much ambition can lead to losing of trust, friendships, or family. Respect the Process As a graduate student, I was in a rush to defend my thesis before spring break. My persistence of getting my thesis done quickly led me to disrespect my thesis chair thus causing the chair to leave my committee. After lots of apologies, I realized that the process cannot be rushed and that I have to respect it because it’s done for my good. Determination Being determined with a goal in sight is better than having a goal but not determined to accomplish the goal. I was resolved to achieve my goals because I set my goal and knew that I had to be determined no matter the circumstances: break-ups, money issues, family or work. Watch the video Mr. JPersonal finance & entrepreneur educator and blogger. Follow Mr. J on social media @MrJRealTalk  When I started college, I was under the impression that by filling out the FAFSA, I would automatically get federal grants to pay my college tuition. I quickly realized that was not the case. Read https://community.saltmoney.org/community/plan-school-costs/blog/2016/09/01/why-i-wish-i-d-thought-before-i-borrowed Mr. JEducator, speaker, and blogger on things that matter in life. Follow @mrjrealtalk  For college students, summer is a time to relax after a tough semester, save up for the upcoming school year, and have fun with your friends. Whatever your plans are for the next 3 months, make sure they the time doesn’t go to waste. Read more https://community.saltmoney.org/community/plan-school-costs/blog/2016/05/26/3-goals-i-ve-achieved-over-the-summer Mr. JPersonal finance & entrepreneur educator and blogger. Follow Mr. J on social media @MrJRealTalk  I remember sitting at my desk, with a letter in hand from Oklahoma State University. It stated that if I attended their graduate school I would have my tuition waived. And I still wasn’t sure if I wanted to do it. After careful consideration, I moved forward with attending graduate school. Read https://community.saltmoney.org/community/plan-school-costs/blog/2015/04/30/how-to-tell-if-grad-school-is-worth-it-to-you Mr. JEducator, speaker, and blogger on things that matter in life. Follow @mrjrealtalk |